Cookies are small text files that are downloaded to your device by websites you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the website. Our website cartarisk.com uses cookies.  It uses different types of cookies for different purposes, such as:

• analysing how you use the our website;

• giving you a better, more personalised experience on our website;

• analysing how you interact with our website; and

• analysing the effectiveness of our content.

Our website uses both session cookies and persistent cookies. Session cookies enable you to move from page to page within our website and any information you enter to be remembered. A session cookie is deleted when you close your browser or after a short time. Persistent cookies allow our website to remember your preferences and settings when you visit our website in the future. Persistent cookies expire after a set period of time. Cookies are used in a number of ways including:

• Google Analytics - we use Google Analytics to provide us with information about how you use our website. We use this information to help us to improve our website and our services.  Google uses cookies as part of this process to collect anonymous information, including the number of visitors to the website, where they have come to the website from, the pages they visit and the length of time they have spent on the website; and

• online application system - we use session cookies on our online application system to assist in the navigation around the site.

Cookies can be disabled by changing your browser settings.  If you do decide to disable cookies, you may not be able to access some areas of our website.

By continuing to use our website without changing your settings, you consent to our use of cookies as set out  in this policy.

You can learn more about cookies and changing cookie settings at www.allaboutcookies.org and www.youronlinechoices.eu.